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Start Your Future with Us

We are a top-notch finance solutions provider with a culture that encourages entrepreneurship, committed leaders, and solid financial backing. We cherish long-term relationships and acknowledge the importance of our team members in our enduring success. Whether you’re a fresh graduate or an experienced leasing industry professional, explore the opportunities available for your career growth with us.

What First Financial Offers You

Over the years, we have fostered a fun, supportive and rewarding work environment in order to attract and retain exceptional talent. With our continued growth, we are always looking for passionate, self-motivated, and innovative individuals to join our team. We work together to achieve our goals, helping each other every step of the way.

The Benefits

Health Plans

  • Medical Insurance
  • Dental Insurance
  • Vision Care
  • Flexible Spending Accounts
  • Health Savings Account
  • Short-Term & Long-Term Disability
  • Term Life/AD&D Insurance
  • Employee Assistance Program

Perks

  • 401K Plan with Company Match
  • Flexible Work Schedules
  • Free Snacks & Drinks
  • Fun, Collaborative Culture
  • Monthly Fun Committee Events
  • Annual Holiday Celebrations
  • Birthday & Anniversary Recognition

Additional Benefits

  • Paid Time Off (PTO)
  • Paid Holidays
  • Volunteer Time Off (VTO)
  • Community Involvement
  • Employee Discount Programs
  • Training & Development Opportunitie

A happy, engaged workplace is more productive and effective for all involved. At First Financial Equipment Leasing, we create the best employee experience possible so our team members can thrive, both personally and professionally.

Our Culture

Team Outings  •  Company Events  •  Community Outreach

Explore Career Opportunities with Us

General Job Responsibilities
The Vice President, Credit has overall responsibility for managing our Credit Department, which consists of credit underwriting, risk analysis, and pricing, along with supervising the staff that perform these functions. The position will report directly to the Chief Financial Officer and is accountable for adherence to the parent company’s credit policies. The ideal candidate will have excellent interpersonal and communication skills, as well as an extensive background in commercial credit underwriting. This is a fantastic opportunity for an organized, detail-oriented individual with a proven track record of successfully managing a team and thriving in a fast-paced environment.
 
Responsibilities:
 
  • Assess and manage credit risk for the company
  • Conduct underwriting & due diligence on credits ranging from $250K – $25MM, ensuring proper documentation is created that validates/justifies all credit decisions
  • Collaborate with Sales to facilitate leasing opportunities for new & existing clients
  • Prepare and review full underwriting investment memos for potential customers, which includes financial modeling, risk-rating, and a deep-dive analysis of the underlying credit profile, risk & mitigants, and recommendations
  • Present findings and opinions to executive leadership & Credit Committees, locally and with the parent company
  • Provide day-to-day supervision of the credit & pricing staff, including hiring, training, performance management, etc.
  • Ensure the department maintains clear documentation for reporting/audit purposes on all credit decisions
  • Assist with system implementation(s) as needed and provide recommendations to improve processes and increase efficiencies
  • Other related activities, as requested by management
 
Job Requirements/Qualifications:
 
  • Minimum of ten (10) years of underwriting experience, at least five (5) years in large commercial credits, preferably in equipment finance and leasing
  • Bachelor’s degree in Finance, Economics, Accounting, or other related field
  • Previous supervisory experience, with ability to coach/manage in-person & remote team members
  • Strong financial modeling skills
  • Formal credit training strongly preferred
  • Excellent written and verbal communication skills
  • Strong math aptitude, with strong analytical & organizational skills
  • Ability to provide guidance/direction to staff, to ensure deadlines & productivity expectations are met
  • Computer literate: fluency in Microsoft Office, including advanced Excel skills
  • Exposure to S&P CapIQ and Microsoft Dynamics is a plus
  • Ability to work on multiple projects, managing time & resources effectively, to complete tasks within required timeframes
  • Positive work attitude and approach

First Financial offers competitive pay and benefits. This includes an annual salary in the range of $200K – $210K, dependent on experience, and potential for annual bonuses tied to individual & overall company performance.

General Job Responsibilities

Our sales representatives are responsible for bringing in new business to the company through the sale of First Financial Equipment Leasing (FFEL)’s suite of equipment leasing products. They may focus on one or more of the industries we currently serve, such as material handling and automation, technology, healthcare, or construction, or there may be a focus on helping the company expand into various other industries as we continue to grow. This is an exciting opportunity for an outgoing self-starter familiar with the leasing industry who’s willing to work hard to achieve goals by partnering with clients to solve problems and find solutions to their equipment financing needs.

 

Responsibilities:

 
  • Acquiring and maintaining relationships with customers interested in the suite of products that FFEL offers as well as products that the sales representative may have sold/leased in their past
  • Developing quality prospective customer leads in various industries, such as those indicated above
  • Developing a vendor network to provide leads in the material handling, lifting, construction &/or other industries
  • Tracking leads in the company’s Customer Relationship Management (CRM) software
  • Managing the equipment lease portfolio that you develop
  • Establishing and maintaining positive working relationships with colleagues from other internal departments, including credit, contracts, etc.
  • Understanding lease pricing and the ability to provide a proposal to a prospective client
  • Being the lead in ensuring that customers have a great experience with FFEL
  • Other responsibilities as reasonably requested by management
 
Job Requirements/Qualifications:
 
  • Proven track record of successful sales in the equipment leasing industry or a related field, with a demonstrated ability to meet or exceed assigned sales quotas
  • Minimum of 4 years of sales experience, with 2+ years within the leasing industry
  • Strong verbal and written communication skills, with ability to conduct professional sales presentations
  • Understanding of the equipment finance process in order to discuss and explain lease financing terms and options to potential clients
  • Strong computer skills including Microsoft Office suite
  • Familiarity with using CRMs, Odessa experience a plus
  • Bachelor’s degree (in field of Finance, Business, or Communications) preferred, but not required
  • Dedication to providing the best possible support to your clients
    and building lasting relationships
  • Solid organizational and time management skills, including the ability to work well independently with minimal supervision
  • Ability to travel to meet with clients/prospects and attend industry trade shows/events as needed
 

Internships

First Financial offers a variety of internships for talented students and recent college graduates looking to learn more about leasing and finance. As one of our interns, you will gain the hands-on experience required to succeed not only within our company, but also the finance industry. We place interns in various departments of our company including but not limited to credit & syndication, accounting, sales, operations, and marketing.

First Financial Equipment Leasing is an equal opportunity employer.

If you are interested in learning more about our internships,