Start Your Future with Us
First Financial Equipment Leasing is a 21-year old leasing company with a strong entrepreneurial culture, engaged executives, and solid financial backing. We understand the value of long-term relationships and recognize that our team members are the cornerstone of our long-term success. Whether you are a recent college graduate or have been active in the leasing industry for several years, discover where a career with us can take you.
What First Financial Offers You
Over the years, we have fostered a fun, supportive and rewarding work environment in order to attract and retain exceptional talent. With our continued growth, we are always looking for passionate, self-motivated, and innovative individuals to join our team. We work together to achieve our goals, helping each other every step of the way.
The Benefits
Health Plans
- Medical Wellness Program
- Dental Insurance
- Vision Care
- Health Savings Account
- Employee Assistance Program
- Long-Term & Short-Term Disability
Perks
- 401K Plan with Company Match
- Flexible Work Schedules
- Free Snacks & Drinks
- Fun, Collaborative Culture
- Monthly Happy Hour and Holiday Celebrations
Additional Benefits
- Tuition Reimbursement
- Paid Vacation Time
- Life Insurance
- Community Involvement
- Paid Holidays
- Employee Discount Program
A happy, engaged workplace is more productive and effective for all involved. At First Financial Equipment Leasing, we create the best employee experience possible so our team members can thrive, both personally and professionally.
Our Culture
Annual Holiday Celebration
Community Outreach
Employee Events
Explore Career Opportunities with Us
General Job Responsibilities
A Senior Credit Analyst on our team will underwrite credit associated with large corporations to meet the growing needs of the business. This position will report to the VP of Credit and will interact closely with the internal sales force, senior management (including Credit Committee), and often large existing and/or potential corporate
customers. This colleague will primarily be responsible for underwriting credit extensions of $1MM-$50MM and must possess general business knowledge as well as be able to review financial statements and other information to make informed credit decisions and recommendations. The Senior Credit Analyst will also be able to identify and mitigate risk within opportunities that First Financial uncovers. At FFEL, underwriting credit is much more than just analyzing numbers.
Responsibilities:
- Interact with Sales team during customer due diligence; may include discussion with customers / prospective customers
- Analyze financial reports and statements for preparation of written credit reviews and analysis
- Analyze the customer credit files relative to financial strengths and weaknesses and provide opinions as to credit worthiness
- Prepare written credit reviews
- Assess the transactional risk associated with specific credit requests
- Present credit recommendations to senior managers
- Present to local and possibly also overseas Credit Committees
- Assist in the syndication of any transactions where FFEL may manage exposure
- Bachelor’s degree in Finance, Economics, Accounting, or other related field
- Minimum of five (5) years of overall credit underwriting experience, with at least three (3) years in large commercial credit underwriting, preferably in equipment finance and leasing
- Formal credit training a plus
- Strong financial modeling skills
- Ability to work on multiple projects, managing time and resources to ensure work is completed efficiently and within established timeframes
- Excellent written and oral communication skills
- Strong math aptitude, organizational and analytical skills
- Computer literate; fluency in Microsoft Office, Excel
- Exposure to S&P CapIQ and Microsoft Dynamics is a plus
- Ability to work well independently in a fast-paced environment, with minimal direct supervision
- Willing to take on new projects and seek opportunities to help
- Positive work attitude and approach to daily tasks
General Job Responsibilities
Our sales representatives are responsible for bringing in new business to the company through the sale of First Financial Equipment Leasing (FFEL)’s suite of equipment leasing products. They may focus on one or more of the industries we currently serve, such as material handling and automation, technology, healthcare, or construction, or there may be a focus on helping the company expand into various other industries as we continue to grow. This is an exciting opportunity for an outgoing self-starter familiar with the leasing industry who’s willing to work hard to achieve goals by partnering with clients to solve problems and find solutions to their equipment financing needs.
Responsibilities:
- Acquiring and maintaining relationships with customers interested in the suite of products that FFEL offers as well as products that the sales representative may have sold/leased in their past
- Developing quality prospective customer leads in various industries, such as those indicated above
- Developing a vendor network to provide leads in the material handling, lifting, construction &/or other industries
- Tracking leads in the company’s Customer Relationship Management (CRM) software
- Managing the equipment lease portfolio that you develop
- Establishing and maintaining positive working relationships with colleagues from other internal departments, including credit, contracts, etc.
- Understanding lease pricing and the ability to provide a proposal to a prospective client
- Being the lead in ensuring that customers have a great experience with FFEL
- Other responsibilities as reasonably requested by management
Job Requirements/Qualifications:
- Proven track record of successful sales in the equipment leasing industry or a related field, with a demonstrated ability to meet or exceed assigned sales quotas
- Minimum of 4 years of sales experience, with 2+ years within the leasing industry
- Strong verbal and written communication skills, with ability to conduct professional sales presentations
- Understanding of the equipment finance process in order to discuss and explain lease financing terms and options to potential clients
- Strong computer skills including Microsoft Office suite
- Familiarity with using CRMs, Odessa experience a plus
- Bachelor’s degree (in field of Finance, Business, or Communications) preferred, but not required
- Dedication to providing the best possible support to your clients and building lasting relationships
- Solid organizational and time management skills, including the ability to work well independently with minimal supervision
- Ability to travel to meet with clients/prospects and attend industry trade shows/events as needed
Internships
First Financial offers a variety of internships for talented students and recent college graduates looking to learn more about leasing and finance. As one of our interns, you will gain the hands-on experience required to succeed not only within our company, but also the finance industry. We place interns in various departments of our company including but not limited to credit & syndication, accounting, sales, operations, and marketing.
First Financial Equipment Leasing is an equal opportunity employer.
If you are interested in learning more about our internships,
